*Last Updated:** July 2026

## 1. Agreement to Terms

By accessing and using the Inflation Radar website (“inflationradar.com”, the “Site”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use the Site.

Inflation Radar (“we,” “us,” “our,” or “Company”) reserves the right to modify these Terms at any time. Your continued use of the Site following any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

## 2. Use License

Permission is granted to temporarily download one copy of the materials (information, software, and graphics) on the Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

– Modify or copy the materials
– Use the materials for any commercial purpose or for any public display
– Attempt to decompile or reverse engineer any software on the Site
– Remove any copyright or other proprietary notations from the materials
– Transfer the materials to another person or “mirror” the materials on any other server
– Interfere with or disrupt the normal operation of the Site or servers

## 3. Disclaimer of Medical, Financial & Legal Advice

### 3.1 Not Financial Advice

**IMPORTANT:** The information, content, calculators, and data on Inflation Radar are provided for **educational and informational purposes only**. They do not constitute:

– Financial advice
– Investment recommendations
– Professional financial guidance
– Tax advice
– Legal advice
– Personal financial planning

We are not financial advisors, investment professionals, or licensed financial consultants. Before making any financial, investment, or economic decisions, you should:

1. Conduct your own research
2. Consult with a qualified financial advisor or investment professional
3. Consult with a tax professional regarding tax implications
4. Consult with a lawyer regarding legal implications

### 3.2 Your Responsibility

You acknowledge that:
– You are solely responsible for your financial, investment, and economic decisions
– You use the Site’s information at your own risk
– Inflation Radar is not liable for any financial losses, investment losses, or damages resulting from your use of the Site
– Economic conditions change rapidly; historical data and trends do not guarantee future results

### 3.3 No Professional Relationship

Using the Site does not create an advisor-client, fiduciary, or professional relationship between you and Inflation Radar.

## 4. Affiliate Link Disclosure

### 4.1 Affiliate Relationships

Inflation Radar participates in affiliate marketing programs. This means:

– **We earn commissions** when you click certain links and purchase products or services
– **Affiliate links** may appear in articles, recommendations, resource sections, and sidebars
– **You pay the same price** whether you use our affiliate link or go directly to the provider
– **We are transparent** about which links are affiliate links where applicable

### 4.2 Affiliate Partners

Our affiliate relationships may include (but are not limited to):

– Amazon Associates
– Investment platforms and brokerages
– Gold dealers and precious metals retailers
– Real estate investment platforms
– Financial education and course providers
– Cryptocurrency exchanges
– Insurance providers
– Banking services

### 4.3 Our Selection Policy

We may recommend products and services we believe provide value to our readers. However:

– Recommendations are based partly on affiliate relationships
– We may receive compensation for recommendations
– This does not reflect the full range of available alternatives
– We encourage you to compare options independently

### 4.4 FTC Compliance

We comply with the Federal Trade Commission (FTC) guidelines regarding endorsements and affiliate relationships. All affiliate relationships are disclosed in accordance with FTC regulations.

## 5. Limitation of Liability

### 5.1 No Warranties

The materials on the Site are provided on an “as-is” basis. Inflation Radar makes no warranties, expressed or implied, including but not limited to:

– Accuracy of information and data
– Completeness of information and data
– Fitness for a particular purpose
– Merchantability
– Non-infringement
– Uninterrupted or error-free access

### 5.2 Limitation of Damages

In no event shall Inflation Radar, its employees, agents, or affiliates be liable to you or any third party for:

– Direct, indirect, incidental, consequential, special, or punitive damages
– Lost profits, revenue, or data
– Business interruption
– Financial losses resulting from reliance on Site information
– Investment losses
– Changes in economic conditions
– Errors or delays in information

This applies even if we have been advised of the possibility of such damages.

### 5.3 Maximum Liability

To the extent permitted by law, our total liability to you for any claim arising from the Site shall not exceed $100 USD.

## 6. Accuracy of Information

### 6.1 Effort to Maintain Accuracy

We make reasonable efforts to:

– Provide accurate inflation data and economic information
– Source data from reputable sources (government agencies, central banks, statistical organizations)
– Update information regularly
– Correct errors when discovered

### 6.2 No Guarantee

We do not guarantee:

– The accuracy of all information on the Site
– That all data is current or error-free
– That calculators produce precise results
– That economic forecasts or interpretations are correct

### 6.3 Your Due Diligence

You are responsible for:

– Verifying all information independently
– Cross-checking data from multiple sources
– Consulting professional advisors
– Conducting your own research before making decisions

## 7. Third-Party Links & Content

### 7.1 External Links

The Site may contain links to third-party websites, including:

– Government agencies (Bureau of Labor Statistics, Central Banks, etc.)
– Data providers and financial services
– Affiliate partners
– News sources
– Reference materials

### 7.2 No Responsibility

We are not responsible for:

– The content, accuracy, or practices of third-party sites
– Privacy practices of third-party sites
– Technical issues with third-party sites
– Your interactions with third-party sites or services
– Financial losses resulting from third-party products or services

### 7.3 Review Third-Party Policies

Before sharing information or making purchases on third-party sites, review their:
– Privacy policies
– Terms of service
– Security practices
– Affiliate disclosures

## 8. User Conduct

By using the Site, you agree not to:

– Harass, threaten, or abuse other users or Inflation Radar staff
– Post illegal content or content that violates third-party rights
– Spam or engage in excessive promotional activity
– Attempt to gain unauthorized access to the Site or its systems
– Scrape, crawl, or use automated tools to extract Site data (except for standard search engine crawlers)
– Impersonate others or misrepresent your affiliation
– Violate any applicable laws or regulations
– Post misinformation or deliberately false information

## 9. Intellectual Property Rights

### 9.1 Site Content

All content on the Site, including but not limited to:

– Articles and blog posts
– Calculators and tools
– Data visualizations
– Graphics and images
– HTML and CSS code
– Logos and branding

…are the intellectual property of Inflation Radar or our content providers and are protected by copyright, trademark, and other laws.

### 9.2 License to View

We grant you a limited license to view and print pages from the Site for personal, non-commercial use only. You may not:

– Republish content without permission
– Modify or adapt content
– Use content for commercial purposes
– Remove copyright notices or attributions
– Sell or license content

### 9.3 User-Generated Content

If you submit comments, feedback, or content to the Site:

– We may use it without restriction
– You grant us a non-exclusive, royalty-free license
– We can modify, publish, or distribute your content
– You warrant that you own or have rights to the content

## 10. Calculators & Tools

### 10.1 For Educational Use Only

Our calculators and tools are provided for educational purposes to help you understand inflation concepts. They are not:

– Guaranteed to be 100% accurate
– Professional financial calculations
– Suitable as a basis for investment decisions
– Replacements for professional advice

### 10.2 No Liability for Results

We are not liable for:

– Errors or inaccuracies in calculator results
– Your reliance on calculator outputs
– Financial decisions based on tool results
– Changes in economic conditions affecting calculations

### 10.3 Your Verification

Always verify calculator results independently and consult professionals before making decisions based on them.

## 11. Data & Privacy

Refer to our **Privacy Policy** for complete information on:

– What data we collect
– How we use your data
– How we protect your data
– Your rights regarding your data
– Third-party data sharing

## 12. Changes to the Site

Inflation Radar reserves the right to:

– Modify or discontinue the Site or any feature
– Change content, layout, or functionality
– Remove pages or sections
– Change data sources or methodologies
– Restrict access

We are not liable for any changes or discontinuation of Site services.

## 13. Termination of Access

We reserve the right to terminate or restrict your access to the Site if you:

– Violate these Terms
– Engage in harassment or abuse
– Attempt unauthorized access
– Violate applicable laws
– Engage in any conduct we deem inappropriate

Termination may be immediate and without notice.

## 14. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of California, United States, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be resolved in the courts of the State of California, United States.

## 15. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be reformed to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

## 16. Entire Agreement

These Terms, along with our Privacy Policy and any other posted policies, constitute the entire agreement between you and Inflation Radar regarding the Site and supersede all prior agreements, understandings, and communications.

## 17. Contact Us

For questions, concerns, or requests regarding these Terms, please contact:

**Email:** contact@inflationradar.com

**Response Time:** We aim to respond to all inquiries within 30 days.

## 18. Additional Notices

### 18.1 No Medical Advice

Nothing on this Site constitutes medical advice. If you have health concerns, consult a healthcare professional.

### 18.2 Investment Risks

All investments carry risk, including potential loss of principal. Past performance is not indicative of future results.

### 18.3 Economic Data

Economic data and statistics are subject to revision. We update information as corrections are released by source agencies.

### 18.4 Market Volatility

Inflation rates, interest rates, and economic conditions change rapidly. Information on this Site may become outdated quickly.

**Effective Date:** July 18, 2026

*These Terms of Service comply with standard e-commerce and content website practices. For legal advice specific to your jurisdiction, consult with a lawyer.*